How Can I Stop Creditors From Harassing Me?
201808.24
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How Can I Stop Creditors From Harassing Me?

Many debtors who contact our office are not only struggling financially, but they are actively being harassed by creditors. This includes harassment by all forms of creditors or their agents: their original creditors (the party who originally extended credit), debt buyers (companies that purchase delinquent debts), and debt collection companies or law firms (who are…

How Many Times Can I File For Bankruptcy?
201803.21
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How Many Times Can I File For Bankruptcy?

Unfortunately, in life, sometimes there may be financial hardships which could prevent one from being able to pay their bills. As a Brooklyn bankruptcy attorney, many clients ask us, “How many times can I file for bankruptcy?” If you find yourself in a financial crisis after you have previously filed for bankruptcy, your ability to…

What is The Means Test in Bankruptcy?
201712.04
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What is The Means Test in Bankruptcy?

When Congress passed The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (often called BAPCPA), they amended § 707 of the Bankruptcy Code and created a financial eligibility test for debtors looking to file Chapter 7 Bankruptcy. Quite simply, the law imposed a budget test called the “Means Test” to determine if consumers should…