What Happens If I Don’t Make My Car Or Mortgage Payments After I File for Bankruptcy?
201901.16
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What Happens If I Don’t Make My Car Or Mortgage Payments After I File for Bankruptcy?

The Automatic Stay Protects Debtors Pursuant to 11 U.S.C. § 362 of the Bankruptcy Code, when a debtor files a bankruptcy case, an injunction is automatically imposed to bar creditors from starting or continuing collection efforts against the debtor. This is referred to as “the automatic stay.” The injunction is one of the fundamental debtor…

Federal Trade Commission Takes Action Against Lender’s Deceptive Practices
201810.15
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Federal Trade Commission Takes Action Against Lender’s Deceptive Practices

While consumer protection has not been a priority for the current administration, the Federal Trade Commission’s Bureau of Consumer Protection recently brought an enforcement action against the online lending platform, LendingClub Corporation. The FTC has filed charges against LendingClub in the U.S. District Court for the Northern District of California. The company was charged with…

How Can I Stop Creditors From Harassing Me?
201808.24
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How Can I Stop Creditors From Harassing Me?

Many debtors who contact our office are not only struggling financially, but they are actively being harassed by creditors. This includes harassment by all forms of creditors or their agents: their original creditors (the party who originally extended credit), debt buyers (companies that purchase delinquent debts), and debt collection companies or law firms (who are…

How Many Times Can I File For Bankruptcy?
201803.21
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How Many Times Can I File For Bankruptcy?

Unfortunately, in life, sometimes there may be financial hardships which could prevent one from being able to pay their bills. As a Brooklyn bankruptcy attorney, many clients ask us, “How many times can I file for bankruptcy?” If you find yourself in a financial crisis after you have previously filed for bankruptcy, your ability to…