What Is The Difference Between Debt Settlement, Debt Consolidation and Credit Counseling?
202001.24
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What Is The Difference Between Debt Settlement, Debt Consolidation and Credit Counseling?

When struggling with debt, consumers often do not know what their best options are. There are three different services that some of our clients frequently consider before filing for bankruptcy: Debt Settlement, Debt Consolidation and Credit Counseling. These terms are sometimes used interchangeably but they are indeed different and have very different costs, effects and…

Managing Debt After The Holidays (Holiday Debt)
202001.08
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Managing Debt After The Holidays (Holiday Debt)

The temptation to overspend during the holidays can be strong. Promotional credit card offers with 0% APR financing and other holiday sales and promotions can make that temptation even stronger. Holiday spending is increasingly taking place using credit, debit and prepaid cards. According to The Nilson Report, over the last year, consumers have increased their…

Can I Withdraw My Chapter 7 Bankruptcy Case?
201903.25
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Can I Withdraw My Chapter 7 Bankruptcy Case?

Filing for Bankruptcy is a big decision but once a debtor files their bankruptcy case, it cannot be voluntarily withdrawn without Court permission. There are a number of factors that the Bankruptcy Court must evaluate before a debtor is permitted to voluntarily dismiss a Chapter 7 Bankruptcy case. Generally, a debtor can only withdraw their…